What? The off-campus insurance can save $3400 when going to the UCLA school hospital without making claims?

What? The off-campus insurance can save $3400 when going to the UCLA school hospital without making claims?



Welcome new students to join the UCLA family.

This year's international students have had a hard time due to various environmental factors. A reliable health insurance becomes particularly important at this time.


The new crown epidemic has raged across countries, resulting in greatly reduced opportunities for people to go out. In particular, Chinese students have done more protective measures during the epidemic than anyone else.According to Dean's claims data so far, no international student client has been diagnosed with new coronary pneumonia. This is indeed a gratifying result. The editor is proud of you!


UCLA school insurance premiums have not yet been announced!If you do not purchase off-campus insurance that meets the school's standard requirements within the specified time, the school will add the insurance premium bill to the premium according to the semester.


By replacing school insurance with off-campus insurance (such as Blue plan), you canSave about $3400.


The editor here will introduce you to simple medical insurance knowledge,

And teach you to save tuition fees quickly,

Find the right medical insurance for you!



Where does UCLA Bruins go to see a doctor


The UCLA school hospital address is as follows:

In non-emergency situations, I recommend everyone to goSchool Hospital (Ashe Center)see a doctor. Regardless of whether it is school insurance or off-campus insurance, school hospitals charge students more preferentially than outside hospitals, reimbursement is relatively simple, and geographically convenient.


This year Dean Insurance and ULCA School Hospital established andDirect bill paymentServices, whether it is vaccinations or medical treatment, do not require students to advance and settle claims.


In other words, while maintaining welfare protection, as long as you are a Dean Insurance member, going to the school hospital is as convenient as school insurance. The most important thing is to save $3400+ insurance costs.


Where can UCLA students buy medicine?

If you need to buy drugs, prescription drugs, and vaccinations on a daily basis, you can contact the following two pharmacies.


The first is Campus Pharmacy on campus.

Campus Pharmacy University of California, Los Angeles, 100, Medical Plaza Driveway Suite 150, Los Angeles, CA 90024


The second one is also near the school.

CVS 1001 Westwood Blvd, Los Angeles, CA 90024

Go to the pharmacy mentioned above for vaccinations. As long as you show your Dean insurance card, you can directly settle the bill without paying on the spot. You only need to pay a small amount of copay to buy prescription drugs, and you can use your insurance card to pick up the drugs at all CVS chain pharmacies in the United States.If the temporary staff of the pharmacy is not sure how to deal with bill, he can let him call800-806-0762Dean hotline, we will guide the operation, this phone can also be found on the back of the insurance card.



Which insurance is the most reliable?

Of course it is Dean Insurance that the seniors and sisters are using.

DIANins Global asUCLA CSSA (mediumInternational Students and Scholars Association) Official Insurance Cooperative Insurance Company, Has provided Blue series insurance plans for UCLA international students for many years, and is known as the most cost-effective plan among many off-campus insurances.

Currently, it provides international health insurance plans for international students, exchange students, visiting scholars, exchange professors, joint doctoral programs, and people visiting relatives abroad from all over the world. Dean has customers in 73 countries around the world, covering 800+ North American universities and research institutes, and 80+ cooperative student and scholar organizations and groups. Dean has provided medical insurance solutions for tens of thousands of students and scholars.

Dean United Student Union established UCLA Insurance Exchange Group

Welcome students and assistants into the group to get medical dry goods


01

Comparison of school insurance and Dean insurance

Click on the big picture to see the complete comparison table

The red mark represents the relatively better part of the insurance benefits


02

Which Dean Insurance to choose


Blue Plus 0 UC is the most cost-effective

There is no threshold for compensation in the network and school infirmary.

Up to 90% reimbursement,

It is known as the most cost-effective plan in many off-campus insurance.


Blue 500 UC is the most economical

If you basically don't go to outside hospitals throughout the year, and basic medical items such as vaccination, medical treatment, medication, and wound dressing in the school infirmary can meet your daily needs, in fact, Blue 500 is also a good choice.


No matter which one you choose, you can use the Dean insurance card to pay directly at the UCLA school hospital. There is no need for advance payment and compensation, and the student's copay and deductible are exempted. The only difference is that Blue Plue pays 90% and Blue pays 80%.



03

Dean's service advantages

school clinic

01

Direct payment without claims

Dean and UCLA School HospitalEstablished insurance direct payment cooperation,Whether using Dean Insurance Card School Hospital to see a doctor or vaccinate,No more student advances and claims, As convenient as school insurance!

high quality

02

  Medical network

Dean signed a contract with Aetna Hospital Network,

It is also the official hospital network selected by many American universities

Covering 1,150,000 doctors & 5,600 hospitals in the United States

Maintain a high evaluation of patient satisfaction.

Chinese Customer Service

03

Comprehensive multi-channel

WeChat Chinese service, WeChat one-to-one claims assistant, GBG Dean dedicated hotline (providing Chinese phone translation), online live chat customer service.

Dental ophthalmology

04

Select on demand

The ophthalmology of school insurance is included and cannot be freely chosen. For some students who need to see ophthalmology or dentistry, Dean provides a separate purchase of dental or vision plan, including more comprehensive protection such as tooth cleaning/tooth extraction/optometry and glasses.

Students who don't need dental ophthalmology don't have to spend money!


04

Dean's product advantages


Low pay

Blue Plus 0 UC inIn-net and school hospitals are $0 self-payIn an emergency, many students have no time to find a hospital on the network, and use Dean Blue plus 0 to go to a hospital outside the network, and they only pay $100 by themselves, which is quite cost-effective.


Some insurance companies stipulate that high cost films such as MRI/PET/CT are required to pay $100 each time, but Dean does not have to pay for the photos.



School Hospital Direct Payment

In the school infirmary for vaccinations and medical treatments, Dean will waive students’ copay deductibles and deductible deductibles and pay directly proportionally.

Full reimbursement of vaccines (including HPV vaccines under 27 years of age)

No need for complicated claims procedures.



New Crown normal compensation

Many freshmen and parents are very concerned about whether the new coronary pneumonia can be reimbursed.

Dean Blue UC and Blue Plus UC can always be reimbursed for new coronary pneumonia(Including outpatient services, prescription drugs, emergency services, ambulances, CT/MRI scans, hospitalization, surgery and other comprehensive services as specified in the terms)


Buy medicine directly

When buying prescription drugs, our commonly used prescription drugs are divided into three types. No matter what insurance is used, students will be charged copay for each purchase.

DeanPrescription drugs pay less than school insurance,Support allAmerican chain pharmacy CVS/Caremark takes medicine directly.

Five insurance concepts

Swipe up

Deductible

Deductible or deductible: The amount that the insurance company does not pay, can be understood as the starting point. The smaller the deductible, the less the student’s personal expenses.


Co-insurance

Co-insurance: After deducting the deductible, the remaining expenses are borne by the insurance company and you, and the reimbursement to the hospital in the network will usually be higher.


Copay

Deductible: It can also be understood as a fixed fee or so-called registration fee in China. Each time you receive medical services, you need to pay for it yourself. There may be hidden provisions in the articles that require additional copay. For example, emergency centers, emergency rooms, and CT/MRI require additional copay, which also requires everyone to be vigilant.


Prescription Copay

Prescription drug deductible: Use Dean Blue Plus to purchase prescription drugs. Dean only needs to pay a corresponding small amount of copay according to different Tier levels. You can purchase medicines by showing the Dean insurance card at any CVS pharmacy in the United States.


Tier 1: General prescription drugs $10 

Tier 2: Preferred brand medicine $20 

Tier 3: Non-preferred brand medicine $40


Out-of-Pocket Maximum

Maximum personal deductible limit: Literally means the most money you can get from your pocket. Including all your own expenses. If this limit is exceeded, the insurance company will be reimbursed, so the smaller the amount, the better. Blue Plus is only $2500, which is a fairly low deductible cap.

All content about insurance policy is made to help you understand the English terms. If the content is inconsistent, all the original English terms of the insurance policy shall prevail.

Notice for UCLA Application for Waiver

Choose insurance start and end dates

The school has strict requirements for the start and end dates of each semester insurance purchase, it is best to synchronize with the school insurance:

9/28 / 2020-9 / 19/2021

If you want to graduate in winter or spring, it is recommended to buy it until graduation.

Waiver application deadline

The school’s Waiver application deadline is9/20/2020

(Law school, medical school students, please search ucla ship waiver to find the corresponding deadline)

Waiver application duration

The school only allows the fall to submit the full year waiver every year. If the full year waiver is submitted in the fall and has been passed, the next winter and spring do not need to submit the waiver again.

Renewal date

Attention customers who want to buy in semesters

Please extend the insurance period through Dean MyAccount until the end of the course before the expiration of the insurance, and each renewal is at least 1 month (30 days).

Dean Insurance first purchase required time

Every time you join a new school year Plan, you need to re-insure, at least three months (90 days) for the first purchase.


Come and learn about saving money tutorial

Step1: buy insurance

Please visitwww.dianins.com

(Click "read original" to enter)


Enter UCLA in the search bar to find your school, choose an insurance plan that suits you, and apply for insurance online. After purchasing the insurance, you will receive a series of insurance documents to apply for waiver and medical reimbursement.


Step2: Enter the school Waive website

Copy the URL to the browser to enter the UCLA waive website, clickwaiving UC SHIP

http://www.studenthealth.ucla.edu/custpages/insurance.aspx


Step3: Click the Waiver application button


Step4: Log in with your school ID


Step5: Follow the prompts to fill in the Waiver form information

You need to use your Dean insurance card information in this step~

Click to see larger picture


Step5: Follow the prompts to fill in the Waiver form information

After submitting waiver, the school will review within 3-5 working days

Then send an email to notify you that you have successfully passed waiver. That's it!


Early Bird Promotion

Attention UCLA students, the Starbucks coffee roll event is about to begin! Always in7/1 / 2020-7 / 31/2020Students who purchase Dean Blue UC or Blue Plus UC during the period can get value$25 Starbucks coffee coupon. Any Starbucks in the United States can be used. There is no expiration date for coffee coupons, and you can use it anytime!


What's in Dean's public account: a popular science guide for medical insurance knowledge

Contact Dean customer service to get the following pathological compensation dry goods tutorial

More insurance dry goods tutorials

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1. I heard that seeing a doctor in the United States is very expensive, what should I do?

I always hear that medical treatment abroad is expensive, and some students have already made plans to return to China for treatment of serious illnesses, and take care of minor illnesses by themselves. However, I hope that after reading this guide to seeing a doctor in the United States, you can eliminate some of your worries and fears about seeking medical care in the United States. The editor will introduce you the process of seeing a doctor in the United States and the process of claim settlement after seeing a doctor. The medical system in the United States is different from that in China. In which case should I go to which medical service location to get the most accurate service?


2. Where are the hospitals near me?


When I first arrived in the United States, I was born unfamiliar. Where are the hospitals near me? What should I do in an emergency? Is the US medical system different from China? What kind of hospital should I go to? The editor will introduce you to the differences between various hospitals in the United States and help you point out the way to see a doctor.


3. How is Dean Insurance reimbursed?


Regarding reimbursement of claims, the materials to be prepared, the settlement cycle, the settlement process, and common problems can be found in the menu bar by following the Dean International Public Account at the end of the article.


* This article is a food promotion article.
For transmission and reference purposes only.
Does not constitute a recommendation for any behavior.
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