How much does it cost a typical family of four to live comfortably in some of America's most expensive cities?

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According to recent analysis by SmartAsset, this figure requiresMinimum of US$27.5. Especially in expensive cities like San Francisco, the cost of living can be even higher.

SmartAssest's analysis defines "comfort" as having an income that covers a "50/30/20 budget," meaning spending 50% of a household's monthly income on essential items such as housing and utilities and 30% on discretionary expenses. Another 20% can be used for savings or investments.

Across all 99 cities surveyed, the median income a family of four needs to live comfortably is $226,886.

In large cities, housing costs often exceed 30% of household income, squeezing out spending on other necessities such as utilities, food and transportation. In order to make ends meet, some families may give up owning a home, owning a vehicle, or some discretionary spending.

Here is the income a family of four needs to live comfortably in the 20 most expensive cities in the United States. See where you have lived⬇️

    01    

San Francisco: $339,123

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    02    

San Jose: $334,547

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    03    

Boston: $319,738

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    04    

Arlington, Virginia: $318,573

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    05    

New York City: $318,406

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    06    

Auckland: $316,243

 

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    07    

Honolulu, Hawaii: $299,520

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    08    

Irvine: $291,450

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    09    

Santa Ana, California: $291,450

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    10    

Portland: $289,786

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    11    

San Diego: $289,453

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    12    

Chula Vista, California: $289,453

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    13    

Newark, New Jersey: $285,043

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    14    

Jersey City, New Jersey: $285,043

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    15    

Seattle: $283,712

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    16    

Aurora, Colorado: $280,467

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    17    

Long Beach, California: $280,218

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    18    

Anaheim, California: $280,218

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    19    

Los Angeles: $276,557

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    20    

Washington, D.C.: $275,642

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