Many people buy houses in the United States,
Can't avoidloanThis topic.
But if the timing of the loan is not good enough, the interest rate is at a high point
Then you can imagine the pressure of repayment,
But recently due to the epidemic,
Borrowing rateKeep falling.
In order to reduce the pressure on loans, we can also choose to refinance (refinance)
Simply put:
Repay old loans with new low-interest loans.
Image Credit: Fannie Mae
Fannie Mae proposed the currentThe number of heavy loans is much larger than the purchase. GSE (Government-Sponsored Enterprise) is expected to have a scale of US$3.4 trillion this year, of which the scale of heavy lending is a full US$2.1 trillion.
Can enjoy after heavy loanLower interest, Not only can help mortgage homeowners improve their financial situation, but also relieve a lot of pressure on homeowners.
Although the interest rate of heavy lending has fluctuated, there is no sign of an increase compared to a few months ago, so the interest rate of heavy lending is stillvery lowof. We don't know whether the loan interest rate will be adjusted back to the pre-epidemic level in the future. We should seize this good time to re-lending.
Image source: Freddie Mac
According to the latest data released by Freddie Mac, the fixed interest rate for a 30-year mortgage has increased by 0.03 from the previous week, but this year it has fallen by 0.56 overall. But now the interest rate isLowestTherefore, we should seize the opportunity of low interest rates and use this low interest rate environment to maximize benefits.
17 years of experience in the loan industry Rebecca Chen
will beSeptember 8st, 25pm (PST) Free online seminar
👇 Scan the QR code to join the lecture immediately 👇
Main content of the lecture
-
From loan noob to loan expert:
🔘 Several factors affecting loan interest rates
-
How to take advantage of the current low interest rates:
🔘 Low interest rate environment, how to maximize returns
🔘 Heavy loan plan
-
Recent pits under low interest rates:
🔘 The reported interest cannot be delivered
🔘 There are hidden fees
🔘 Is the interest rate of the big banks better?
-
How to pay off the loan early
Bonus: Teach you how to save money better!
